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How to Know When It’s the Right Time to Refinance

Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance isn’t just about chasing numbers. It’s about aligning your mortgage with your bigger financial goals. Whether you want to lower…

Government Shutdown Potentially Ending, What to Expect Next for Mortgages

Government Shutdown Update: What Happens Next 8 Democrats Joined 52 Republicans On Sunday, eight Democrats crossed the aisle and voted with 52 Republicans to pass a continuing resolution to reopen the government. The measure now heads to the House, which…

Fannie Mae Announces No Credit Score Requirement, And It Doesn’t Change a Thing.

  https://www.youtube.com/watch?v=guzoq-gjugo&t=1s Fannie Mae No Minimum Credit Score: What it Really Means Fannie Mae recently announced there will be no explicit credit score requirement for loans run through its automated underwriting system, DU, and the headline made a lot of…

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the “perfect” rate to appear before they act. It’s a common thought—why refinance now if rates could drop later? But here’s…

Understanding Your Mortgage Calculator Results

Turning Numbers Into Insights A mortgage calculator is a great tool for estimating monthly payments—but the real value comes from understanding what those numbers mean. When you enter details into a calculator, the results break down the components of your…

How to Use a Mortgage Calculator to Plan Your Home Purchase

Why a Mortgage Calculator Matters Buying a home is one of the biggest financial decisions you’ll ever make—and it’s important to go in with a clear picture of what your monthly payments might look like. That’s where a mortgage calculator…

What to Expect in the Housing Market This September

Seasonal Shifts in Real Estate As summer winds down and families settle into the new school year, the housing market often experiences a natural shift. September typically marks the transition from the fast-paced activity of summer buying to a steadier,…

Understanding the Tax Benefits of Homeownership

Owning a Home Comes with More Than Just Pride Homeownership is one of the biggest financial steps many people take—and while the long-term benefits include building equity and stability, there are also potential tax advantages that can help homeowners save…

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