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Nice to meet you! My name is,

Charlie Braden

Broker / Owner
NMLS#: 1283114

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Charlie started in the mortgage industry in 2005 and has worked in just about every aspect of loan originations; started with a broker, wholesale account executive, big bank loan officer, direct retail lending and now runs J. Charles Lending. With the shift in the industry in 2022 it was evident that it was no longer acceptable to provide either great service or great pricing, our clients deserve both. The broker model was the best option as it gave us the option to work with many different lenders and offer the lowest rates available. We want to make sure that our clients are given the best financial value without having to sacrifice working with someone with knowledge and experience.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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