Joyce spent 20 years serving our country in the United States Navy. When she retired she got her loan officer license and specialized in the VA home loan benefit. As someone who has moved her family multiple times she understands everything our veterans go through while purchasing their home and has the knowledge and experience to guide them through the process. She is so good at helping clients from contract to close that she now works with all JCL clients as our operations manager. Whether Joyce is originating your loan or is the person keeping your file on track, rest assured that you will receive unparalleled service.